Viho

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About Us

Viho puts a mortgage adviser in your pocket, helping you make informed decisions from the very first step of the home-buying process.
It’s one of the biggest purchases you’ll ever make, and yet the decision to buy a property is often made without the full facts.

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What can Viho do for me?

Whether you’re buying a first home, next home or investment property, Viho helps you make informed decisions from the very first step.
Just like a mortgage adviser in your pocket.

Calculate Payments on the Go

At an open home or private viewing? Use the Viho app on your smartphone and you’ll know within moments what the repayments would be and whether they fit your budget.

Know What You Can Afford

Get a head-start on your competition, while avoiding costly mistakes. With Viho you can make an offer on the spot*, knowing that you can afford the repayments. Or not.

Understand the Real Estate Market

Viho gives you instant access to the latest New Zealand real estate market updates and articles so you’re always in the know. And a real-life mortgage adviser is just a click away.

*We always recommend including a ‘subject to finance’ condition just in case you don’t fit the required criteria for mortgage lending.

Market-Leading Mortgage Advice

Information is power – especially when it comes to buying property. Learn everything you need to know about buying your first home, next home, investment property or refinancing, as well as the latest NZ market updates, so you can make informed decisions and avoid costly mistakes.

Features

The Viho app is packed with features to make purchasing property easier. From letting you know your potential mortgage repayments – and whether they’re going to break your budget! – to calculating whether the investment property you’ve got your eye on is likely to deliver a return.

Mortgage Calculator

How much will that property really cost you and – more importantly – can you afford it or will you be living on spaghetti for the next 10 years?

Investment Calculator

Will it make you money? The Viho investment calculator is the first of its kind in NZ, calculating rental yield or capital gain at the press of a button

Streamlined Applications

Quickly and easily send your details to a real-life mortgage adviser, giving them the information they need to get started with your mortgage application

Compare Scenarios

Using the Viho Scenarios feature, you can quickly and easily compare different properties – or different repayment strategies – to work out the best option

Rate Check

With live feeds from all of the major New Zealand banks and lenders, Viho lets you instantly check and compare the latest interest rates

Market Updates

Viho puts the latest market updates and New Zealand real estate news at your fingertips, so you can make informed decisions and avoid costly mistakes

Download Now

Whether you’re buying your first home or an investment property, Viho helps you make informed decisions from the very first step. Just like a mortgage adviser in your pocket.

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